Are you looking to enhance the value of your existing investment properties? We help with our specialized Rehab Only Loans, designed to fund the rehabilitation of properties you already own. This is an excellent opportunity to increase both property value and rental income with NO upfront costs.

Maximize Your Property Value with a Rehab Only Loan
Maximize Your Property Value with a Rehab Only Loan

Why Choose a Rehab Only Loan?

  • Increase Property Value: By upgrading and improving your property, you can significantly boost its market value.
  • Boost Rental Income: Enhanced properties can command higher rents, leading to increased rental income and improved cash flow.
  • Access Needed Funds: With this Rehab Only Loans program, you can access the necessary funds to make impactful renovations without tapping into your savings.
  • Fast Closing: With only funding the rehab the document request and the underwriting allows for a lighting fast closing.

Rehab Only Loan Details:

  • Property Types:
  • Non-owner Occupied 1-4 Single Family Real Estate
  • Condos
  • Townhomes
  • Mixed-Use Properties
  • Commercial properties
  • Multifamily Properties
  • LTV: Up to 100% of the Rehab
  • Loan Amounts: $15K – $100M+
  • Term: 3-24 Months
  • Minimum FICO: 700
  • Experience: 1 Completed Rehab Transactions in the Last 2 Years
  • We Lend to Foreign Nationals

Our Rehab Only Loans are tailored to all investors allowing you to continue growing your portfolio and increasing your returns.

Don’t miss this opportunity to enhance your investment properties and maximize your returns. Contact us today to learn more about our Rehab Only Loans and start your application below.

Apply Now

Other Rehab & New Construction Loans

Standard Rehab Product Overview

Loan Purpose

Purchase and Delayed Financing (purchased with cash in the last 180 days)

Borrower Type

Entity or Individual (see full matrix for details)

Eligible Properties

Residential, Non-owner occupied, Business-purpose only.
Single Family Residences (inc. Condo/PUD), 2-4 Units
Warrantable Condo, Non-Warrantable Condo

Ineligible Project Scope

New or Mid-Construction; Structural Renovations; Properties not structurally sound; Removal of Exterior Walls (including the roof structure); Adding an additional story, detached ADU or additional units; Adding/Subtracting square feet; Conversions; Properties with Extensive Damage (Fire or Water)

Ineligible Properties

Rural (case by case), Multifamily, Mixed-Use, Manufactured, Condotels, Farms, Storage Facilities, Commercial Properties, Land, among others as indicated in guidelines

Project Scope

Non-Structural Improvements

Experience Minimum

2+ experience required in last three years0

LTC Maximum

90%

LTV Maximum ARV

75% (90% LTC limited to 70% LTV)

Minimum FICO

660

Loan Amount

$100,000 Minimum to $3,000,000 Maximum Minimum to $3,000,000 Maximum

 Ground Up Construction Product Overview

Loan Type

Purchase & Re-finance

Asset Type

Residential Non Owner Occupied, Commercial, Mixed Use, Warehouse, Strip Mall, Office Building, Multifamily Apartment Building, Hotel, Shopping Center

Loan Size

$500,000-$50,000,000

Loan Term

12-36 Months Plus Extensions

LTC (Loan to Cost)

Up to 80%

LTV (Loan to Value)

Up to 80% (Purchase)

ARV (After Repair Value)

Up to 65%

Closing Timeline

As little as 5 weeks

Amortization

Interest Only

Minimum FICO

640

Residency

We Lend to Foreign Nationals

Apply Now