A no monthly fees banking service, build credit card and fee free overdraft. This offer is from Chime a tech co, not a bank, but a financial service that provides banking services provided by FDIC insured bank partners.
Get paid up to 2 days early with direct deposit
The #1 most loved banking app™
Fee-free overdraft up to $200
No monthly fees
Build credit history with no annual fees or interest
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Fee-free Overdraft
Overdraft worries? Not with SpotMe®
Overdraft up to $2001 without fees
Get spotted on debit card purchases and cash withdrawals
Increase your SpotMe limit with Boosts from friends
No Monthly Fees Online Checking Account
Banking with no monthly fees
Say goodbye to monthly fees when you bank through Chime
No monthly fees and no minimum balance fees
No overdraft fees
60,000+ fee-free¹ ATMs at stores like Walgreens®, 7-Eleven®, CVS Pharmacy®, Circle K & more
Chime Credit Builder Secured Visa® Credit Card
A new way to build credit
No annual fee or interest¹
No credit check to apply
No minimum security deposit required²
Send and receive money
Pay Anyone the fee-free way
Instantly1 pay friends through Chime, whatever bank account they use
No instant cash-out fees
Payments are safe and secure
High-Yield Chime Savings Account
Grow your money faster
Get 2.00% APY1 on all your cash
Boost your earnings with Automatic Savings features
No monthly fees2
Chime mobile banking app
Take your banking on the go
All the best features in one award-winning mobile app – with no monthly fees. Find out what makes Chime the #1 most loved banking app™.¹
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Security & support you can trust
Serious security
Chime uses secure processes to protect your information and help prevent unauthorized use
Protection and peace of mind
Your funds are FDIC insured up to $250,000 through The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.
Anytime, anywhere support
If you need help, Chime’s support channels are standing by 24/7. Reach our friendly team by phone, email, in the app, or check out the Help Center.
Get started applying for an account is free and takes less than 2 minutes.
It won’t affect your credit score!