A no monthly fees banking service, build credit card and fee free overdraft. This offer is from Chime a tech co, not a bank, but a financial service that provides banking services provided by FDIC insured bank partners.

Get paid up to 2 days early with direct deposit

The #1 most loved banking app

Fee-free overdraft up to $200

No monthly fees

Build credit history with no annual fees or interest

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Fee-free Overdraft

Overdraft worries? Not with SpotMe®

Overdraft up to $2001 without fees

Get spotted on debit card purchases and cash withdrawals

Increase your SpotMe limit with Boosts from friends

No Monthly Fees Online Checking Account

Banking with no monthly fees

Say goodbye to monthly fees when you bank through Chime

No monthly fees and no minimum balance fees

No overdraft fees

60,000+ fee-free¹ ATMs at stores like Walgreens®, 7-Eleven®, CVS Pharmacy®, Circle K & more

No Monthly Fees Bank. Fee Free Overdraft. Build Credit Card
No Monthly Fees Bank. Fee Free Overdraft. Build Credit Card

Chime Credit Builder Secured Visa® Credit Card

A new way to build credit

  No annual fee or interest¹

  No credit check to apply

  No minimum security deposit required²

Send and receive money

Pay Anyone the fee-free way

Instantly1 pay friends through Chime, whatever bank account they use

No instant cash-out fees

Payments are safe and secure

High-Yield Chime Savings Account

Grow your money faster

Get 2.00% APY1 on all your cash

Boost your earnings with Automatic Savings features

No monthly fees2

Chime mobile banking app

Take your banking on the go

All the best features in one award-winning mobile app – with no monthly fees. Find out what makes Chime the #1 most loved banking app™.¹

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Security & support you can trust

Serious security

Chime uses secure processes to protect your information and help prevent unauthorized use

Protection and peace of mind

Your funds are FDIC insured up to $250,000 through The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

Anytime, anywhere support

If you need help, Chime’s support channels are standing by 24/7. Reach our friendly team by phone, email, in the app, or check out the Help Center.

Get started applying for an account is free and takes less than 2 minutes.

It won’t affect your credit score!

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