Expedited SBA Small Business Loans with Lower Rates, Larger Amounts, Longer Terms and an Easier Process To Receive Business Funding Fast. Get the Best Rates and Accomplish Virtually Any Goal.

What Do You Need to Qualify?

2+ Years in Business

Even if your business is just starting to gain momentum, we can help you find a solution!

$100,000 in Annual Gross Sales

Whether you do $100,000 or $10+ million in annual sales, we have your back!

685+ Credit Score Required

You don’t need squeaky clean credit to qualify—we work with all credit profiles.

Apply Now

What Are The Benefits?

Longer Terms

Build your business the right way, with term lengths ranging from 10-25 years.


Prime Rate+

Access the best SBA rates and terms available through one simple applicaiton.

Express Funding

Get streamlined funding on loan amounts of $350K or less.

A Smarter & Faster SBA Process

Getting an SBA loan could take forever and require tons of paperwork—but not if you work with National. Learn how we’ve expedited the timeline and simplified the process to get you low-interest funding in record time!

SBA Loans for Business : Fast & Simple SBA Loan Application

Apply Now

Unlock the Lowest Rates, Longest Terms and Highest Amounts

Loan Amount

$50,000 – $5Mil

Flexible Terms

10-25 Years

Time to Fund

As Little as 45 Days

How Can You Use Your SBA Small Business Loan?

Business Growth

Buy new equipment or inventory, hire new staff, or prepare for seasonal changes.

Business Expenses

Get extra working capital to manage payroll, bridge gaps in cash flow, or pay bills.

Business Opportunities

Expand or open a second location, take on more clients, or capitalize on bulk order discounts.

SBA Small Business Loans With Lower Rates, Larger Amounts, Longer Terms and an Easier Process
SBA Small Business Loans With Lower Rates, Larger Amounts, Longer Terms and an Easier Process

What is an SBA Loan?

A Small Business Administration-backed loan, or an SBA loan, can help your business to get working capital to accomplish any goal, like expanding, purchasing/refurbishing equipment, taking on new real estate or refinancing an existing mortgage or agreement, and more.

SBA loans are one of the most desirable and sought-after types of business loans.Many small business owners apply for an SBA loan before exploring other similar options. Between lower interest rates and substantially longer repayment terms, SBA loans tend to give you the funding you need, without disrupting your cash flow. 

While you can get SBA loans through both financial institutions like traditional banks and online lenders, they aren’t taking all of the risk. These loans are guaranteed through the SBA, a branch of the government dedicated to fostering stronger small businesses.  

Through most lenders, SBA loans come with one drawback: it can take forever (up to 8 months) to complete the process. Banks thoroughly review loan applications, business plans, personal credit score, and more before providing an answer. When you use an SBA loan to drive revenue in your business, it can significantly improve cash flow. 

National Business Capital has eliminated this issue by streamlining the process to 45 days! Through our network of 75+ lenders, we can speed up the funding process to complete it in nearly half the time, while also simplifying the long and complex procedure to make SBA funding much easier for you. With guidance from your Business Financing Advisor, you can even get an SBA loan with a tax judgement.

Why Choose National Business Capital for an SBA Loan?

Better Terms. Faster Funding. Easier Process.

National Business Capital is the #1 FinTech marketplace offering small business loans and services. Harnessing the power of smart technology and even smarter people, we’ve streamlined the approval process to secure over $1 billion in financing for small business owners to date. Our expert Business Financing Advisors work within our 75+ Lender Marketplace in real time to give you easy access to the best low-interest SBA loans, short and long-term loans and business lines of credit, as well as a full suite of revenue-driving business services. We strengthen local communities one small business loan at a time. For every deal we fund, we donate 10 meals to Feeding America!

Apply Now