A Business Term Loan offers you the working capital you need to help grow your business while providing the stability of regular repayment intervals over a set amount of time. Apply for a Business Term Loan from ACR Funding and get up to $1,000,000 in 24 hours or less.
Business Term Loan
A term loan provides a borrower with a lump sum of cash upfront that is then repaid at regular intervals over a set amount of time with a fixed interest rate or flat fee. You can leverage a term loan for everything from capital improvements to financing new equipment or hiring more staff. Term loans can be long term (longer than 1 year) or short term (less than 1 year). Long term business loans give borrowers more time to repay the loan, but also means they are financially responsible for a longer period of time. Short term business loans are ideal for businesses looking for a quick influx of working capital. It is important to understand that the duration of the loan will directly effect the overall interest rate.
A Business Term Loan is Ideal for
Businesses looking to purchase new inventory or bulk supplies
Businesses looking to bridge cash flow gaps during seasonal sales slumps
Businesses looking to expand their operations or open a new location
Businesses looking to upgrade their equipment or technology
Businesses looking to secure working capital in 24 hours or less
Businesses That Can Benefit from a Business Term Loan
Trucking & Transportation
Expand your fleet or pay for costly vehicle repairs and maintenance
Purchase supplies and start projects before receiving payments from clients
Restaurants & Bars
Purchase inventory, pay rent and staff, or open additional locations
Barbers & Spas
Add new equipment or restock expensive shampoos and creams
Gas Stations & Convenience Stores
Stock up on inventory, purchase gasoline in bulk, or upgrade equipment to stay up-to-date with safety regulations
Automobile Repair and Sales
Car manufacturers release new models every year which means updating inventory and additional training for technicians
Retail Stores & Ecommerce
Overcome the challenges of securing new inventory, managing your website, hiring new staff, and bridging the seasonal sales slump
Landscaping & Nursery
Get the cash you need to cover immediate expenses and buy supplies for your next project before receiving payment from your clients
A business term loan can also benefit dry cleaners, manufacturers, liquor stores, medical and dental practices, lawyers and law firms, pharmacies, hotels, and more. Regardless of what industry you are in, our funding experts are available to answer all your questions and guide you through our quick and easy application process.
How to Apply
Apply online. It only takes a
Let our experts review your information and provide you with different funding options that best fit your business needs.
Sign some paperwork and receive your funding within a few hours.
Easy To Apply
Our application process is quick and easy
Same Day Funding
Instant approvals. Receive funding within 24 hours
Up to $1,000,000
Funding available from $5,000 up to $1,000,000
We offer the most competitive rates
Our funding experts are available to answer all your questions and guide you through our quick and easy application process.
ACR Funding considers the health of your business and not your credit score. In most cases, if your business has consistent monthly deposits you will qualify for a same-day business loan.
Get up to $1,000,000 in as little as 24 hours