Purchase new or used equipment for virtually any industry. Equipment loans you need to grow your business. Lower Rates, Larger Amounts, Longer Terms, Easier Process.
Lower Rates, Larger Amounts, Longer Terms, Easier Process
Get the equipment you need to grow your business.
Simple Application
Our simple 15 second online application can get you matched with offers in minutes.
No Minimum FICO
Bad credit? No problem! Most of our top financing options have no minimum FICO.
Larger Amounts
Get matched with the best financing options with the highest funding amount.
Same Day Funding
Our Fintech Speed can get you in and out of Underwriting in just a few hours, and same day funding!
What Do You Need To Qualify?
No Min. Time in Business
You can qualify for our top financing options, regardless of the age of your business.
$15,000+ Monthly Gross Sales
The minimum revenue to qualify for financing options are $15,000 per month, or $180,000 in annual gross sales.
No Minimum FICO
We have financing options for all credit profiles. There is no minimum FICO score required to apply.
What is Equipment Financing
Equipment financing refers to the type of funding companies utilize to purchase business-related equipment. Obtaining these assets can be through equipment leasing or equipment financing which doesn’t require businesses to pay out of pocket large amounts of cash ultimately freeing up working capital within the business.
To learn more about equipment financing and how it may help with your business needs complete our 15-second application to speak with a business financing advisor.
What Is Equipment Lease Financing?
Equipment lease financing is similar to equipment financing except when leasing, you are technically paying the equipment’s owner to rent it each month. At the end of the leasing period, you can opt for a buyout and purchase the equipment or end the leasing contract. Keep in mind, a disadvantage of renting equipment without the prospect of owning it may be expensive in the long run.
Is equipment lease financing the right solution for your business need? Complete our 15-second online application to learn more.
How Does Equipment Financing Work?
Equipment financing refers to a loan used to purchase business-related equipment. Instead of using your working capital to purchase the qualifying equipment, equipment financing allows you to finance the full equipment cost and repay the interest and principal over fixed terms. Once the payback period is complete, you will own the piece of equipment outright.
To learn more about how equipment financing works, complete our 15-second online application to speak with one of our business financing advisors.
Similar to equipment financing, heavy equipment loans allow businesses to borrow money to purchase large pieces of machinery such as, forklifts, cranes, bulldozers, or other large machinery you need a license or special training to operate. Financing heavy equipment helps free up businesses cash flow while giving you the ability to continue to serve your customers.
Looking for heavy equipment financing? Explore your options by completing our 15-second online application to speak with a business financing advisor.
Have Any More Questions?
Speak with a ROK Business Financing Advisor today!
Our Business Financing Advisors will help you find the best equipment financing options for your business to get you more funding, better terms, and lower interest rates.
We’re available to explain every step of the process from applications to your re-payment schedule!