
Fix and flip Loan Amount Min: $50,000, Max: $5,000,000. Ground up Min: $50,000, Max: $5,000,000.
Maximum Fix and Flip Loan to Cost
Up to 85% of Purchase Price
Up to 100% of Rehab Cost
Maximum Ground Up Loan to Cost
Up to 75% of the lower of land value or purchase price/60% if unpermitted, plus 100% of construction.
Max 80% of total project costs.
LTC Catch Up Draw to raise initial advance to 75% at approval of required plans/permits post-closing.
Maximum Loan to ARV on both the fix and flip and ground up programs is Up to 70%
FICO
Minimum IR = 1 months.
If past bankruptcy, foreclosure, or FICO < 620: 12 month IR.
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