Kiavi’s short-term bridge loan program is fast, easy, and reliable. You can access high leverage of up to 90% LTC to acquire a property and rehab funds up to 100%. Once the property is rehabbed and reaches our seasoning requirements,, you can refinance it into a long-term DSCR rental loan to maximize cash flow long-term.

How to use a bridge loan for your next rental acquisition?
How to use a bridge loan for your next rental acquisition?

Let’s chat to talk more about your upcoming deals and how Kiavi can help you save.

Fix-and-Flip (Bridge) Loans:

  • Rates as low as 9.25%*
  • Up to 90% LTC and 75% ARV
  • 12, 18, and 24-month terms available with interest as drawn on all** bridge loans
  • Online, 24/7 access to billing statements and tax documents
  • No application fee, no income, and no employment verification

Single Asset DSCR Rental Loans:

  • Rates as low as 7.25%*
  • Cash-out refinances up to $500k after 6 months
  • 3, 5, or 7-year options, including a 3-year step-down pre-payment penalty options
  • Up to 75% LTV
  • Single-family homes, attached/detached PUDs, 2-4 units, and now condos
  • 5/1 ARM, 7/1 ARM, 30-year fixed, and interest-only options available

Let’s maximize your pricing


* Rates* Rates are based on loan terms, borrower qualifications, LTV, and property factors and are subject to change. Non owner-occupied rental properties only. Interest rates or charges herein are not recommended, approved, set or established by the State of Kansas. Loans available in AZ, AR, AL, CA, CO, CT, FL, GA, IL, IN, KS, KY, MA, MD, MI, MN, MO, NC, NJ, NV, NY, OH, OK, OR, PA, SC, TN, TX, VA, WA, WI, and WV, as well as Washington D.C.

**Bridge loans in which the borrower uses secondary financing sources do not qualify for interest as drawn. If secondary financing is obtained, borrowers will be unable to obtain construction draws until cured.