A commercial real estate no income verification loan program designed for investors seeking a simple financing solution with the flexibility to remain in the loan for up to 30 years.

Commercial Real Estate Investor No Income Verification Loan Program
Commercial Real Estate Investor No Income Verification Loan Program


Transaction Types: Purchase, Refinance & Cashout Refinance.
Property Types: Tier I: Multifamily(5 + units), mixed use.
Tier II: Office, retail, warehouse, self storage, Auto Service(no gas).
Loan Amounts: $100,000-$5,000,000+
Loan to Value: 75% Maximum on Tier I, 70%-75% on tier II. 90% CLTV on purchases.
Amortization/Term: 30 years.
Rates: Fixed for 30 years. Shorter terms & interest only also available.
Rates depend on loan amount, LTV & middle credit score.
Rate buydowns are also available.
Origination Points: Flexible (par pricing available).
Prepayment Penalties: Flexible, depending on rate. A one year prepay is also available.
DSCR Requirements: Flexible. Partially vacant properties also considered.
Credit Scores: Minimum of 600 middle.
Mortgage History: Typically no more than 2×30 in past 12 months (exceptions possible).

To submit a loan:

Contact us

Email: support@alternativesmallbusiness.fund

Lending Coverage: All states with the exception of CA, AZ, NV, AK, AL, HI, ND, SD, MI, IL, VT, MN