A residential real estate investment no income verification loan program designed for investors seeking a simple financing solution with the flexibility to remain in the loan for up to 30 years.

Residential Real Estate Investment No income Verification Loan Program
Residential Real Estate Investment No income Verification Loan Program


• Great for self-employed investors.
• Based on property value, not personal or property income.
• Best alternative to hard money loans.
• Blanket mortgages available.
• 30 year fixed rates.

Transaction Types: Purchase, Refinance & Cashout Refinance.
Loan Amounts: $100,000-$5,000,000+ Max loan amount on SFR’s is $2mil.
Loan to Value: 75% maximum. 90% CLTV on purchases.
Amortization/Term: 30 years.
Rates: Fixed for 30 years. Shorter terms & interest only also available.
Rates depend on loan amount, LTV & middle credit score.
Origination Points: Flexible (par pricing available).
Prepayment Penalties: Flexible, depending on rate. A one year prepay is also available.
DSCR Requirements: None required. Vacant properties ok on purchase transactions.
Credit Scores: Minimum of 600 middle.
Mortgage History: Typically no more than 2×30 in past 12 months (exceptions possible).

Must have a current invested property

To submit a loan or to discuss  a potential relationship with our firm, please contact us:

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 Email: support@alternativesmallbusiness.fund

Lending Coverage: All states with the exception of CA, AZ, NV, AK, AL, HI, ND, SD, MI, IL, VT, MN