
A residential real estate investment no income verification loan program designed for investors seeking a simple financing solution with the flexibility to remain in the loan for up to 30 years.

NO INCOME VERIFICATION PROGRAM FOR INVESTMENT 1-4 FAMILY & CONDOS
• Great for self-employed investors.
• Based on property value, not personal or property income.
• Best alternative to hard money loans.
• Blanket mortgages available.
• 30 year fixed rates.
Transaction Types: Purchase, Refinance & Cashout Refinance.
Loan Amounts: $100,000-$5,000,000+ Max loan amount on SFR’s is $2mil.
Loan to Value: 75% maximum. 90% CLTV on purchases.
Amortization/Term: 30 years.
Rates: Fixed for 30 years. Shorter terms & interest only also available.
Rates depend on loan amount, LTV & middle credit score.
Origination Points: Flexible (par pricing available).
Prepayment Penalties: Flexible, depending on rate. A one year prepay is also available.
DSCR Requirements: None required. Vacant properties ok on purchase transactions.
Credit Scores: Minimum of 600 middle.
Mortgage History: Typically no more than 2×30 in past 12 months (exceptions possible).
Must have a current invested property
To submit a loan or to discuss a potential relationship with our firm, please contact us:
Click here for contact form
Email: support@alternativesmallbusiness.fund
Lending Coverage: All states with the exception of CA, AZ, NV, AK, AL, HI, ND, SD, MI, IL, VT, MN